By Jim Miller

Dear Savvy Senior,

Are there any specific auto gadgets you can recommend that can help senior drivers? Both of my parents are in there eighties and still pretty good drivers, but due to arthritis and age they’re very stiff, which causes them some driving problems.

Researching Daughter

Dear Researching,

To help keep senior drivers safe and prolong their driving years, there’s a plethora of inexpensive, aftermarket vehicle adaptions you can purchase that can easily be added to your parent’s vehicles to help with many different needs. Here are some good options.

By Jim Miller

Dear Savvy Senior,

What resources can you recommend to help seniors with vision loss? My husband, who’s 76, has macular degeneration that has progressed to the point that he can’t do a lot of his routine activities anymore, and has become very discouraged.

Looking for Help 

Dear Looking,

Unfortunately, there are around 15 million Americans, like your husband, living with macular degeneration today. Over time, this progressive disease can rob people of their central vision, making everyday tasks like driving a car, reading the newspaper or watching television extremely challenging. Here are some resources that can help.

By Jim Miller

Dear Savvy Senior

What are the cheapest cell phone plans available to seniors today? I’m 78-years-old and want it primarily for emergency purposes.

Infrequent Caller

Dear Infrequent,

While unlimited high-speed data, video streaming and mobile hot spot are now standard for most cell phone plans today, there are still a number of low-cost wireless plans designed with seniors in mind.

By Jim Miller

Dear Savvy Senior

What are the cheapest cell phone plans available to seniors today? I’m 78-years-old and want it primarily for emergency purposes.

Infrequent Caller

Dear Infrequent,

While unlimited high-speed data, video streaming and mobile hot spot are now standard for most cell phone plans today, there are still a number of low-cost wireless plans designed with seniors in mind.

The Savvy Senior
By Jim Miller

Dear Savvy Senior,

What’s the best way to go about making a living will? I recently retired and would like to start getting my affairs in order, just in case.

Approaching 70

Dear Approaching,

Preparing a living will now is a smart decision that gives you say in how you want to be treated at the end of your life. Here’s what you should know, along with some resources to help you create one.

By Jim Miller

Dear Savvy Senior,

What types of travel discounts are available to older travelers? I just retired and am interested in learning about travel deals for people over 60.

Ready To Go

Dear Ready,

There are literally thousands of different travel-related discounts available to retirees that usually start anywhere between the ages 50 and 65. These discounts – typically ranging between 5 and 25 percent off – can add up to save you hundreds of dollars on your next trip. Here’s how you can find them.

By Jim Miller

Dear Savvy Senior,

Can you provide some tips on how to choose a good estate sale company who can sell all the leftover items in my mother’s house?

Inquiring Daughter

Dear Inquiring,

The estate sale business has become a huge industry over the past decade. There are roughly 22,000 estate sale companies that currently operate in the U.S., up nearly 60 percent from just 10 years ago. But not all estate sale companies are alike.

By Jim Miller

Dear Savvy Senior,

Are there any special Medicare programs that help seniors with their medication costs? My 74-year-old mother, who lives primarily on her Social Security, takes several high-priced drugs that sap her income even with her Medicare drug plan. 

Looking for Assistance

Dear Looking,

Yes, there’s a low-income subsidy program called Extra Help that can assist seniors on a tight budget with paying for their premiums, deductible and co-payments in their Medicare (Part D) prescription drug plan.

By Jim Miller

Dear Savvy Senior,

What can you tell me about reverse mortgages for retirees? My wife and I are contemplating getting one but want to make sure we know what we’re getting into.

Running Short

Dear Running,

For retirees who own their home and want to stay living there, but could use some extra cash, a reverse mortgage is a viable financial tool, but there’s a lot to know and consider to be sure it’s a good option for you.

By Jim Miller

Dear Savvy Senior,

A good friend of mine got a bad case of shingles last year and has been urging me to get vaccinated. Should I?

Suspicious Susan 

Dear Susan,

Yes! If you’re 50 or older, there’s a new shingles vaccine on the market that’s far superior to the older vaccine, so now is a great time to get inoculated. Here’s what you should know.

By Jim Miller

Dear Savvy Senior,

Though it may seem hard to believe, at age 65, I never have gotten around to making a will, but I’d like to now. My question is: Do I need to hire a lawyer to write my will, or can I do it myself? I want to get my affairs in order, but I hate paying an attorney fee if I don’t have to.

Getting Organized