By Jim Miller

Dear Savvy Senior,

My doctor recently suggested I start a walking program to help get my weight and blood pressure under control, but I’ve never exercised much and am 66. Can you recommend some tips?

Hate to Exercise 

Dear Hate,

You should follow your doctor’s orders. Years of research have shown that walking may be the single best exercise you can do to improve your health as you age. It burns calories, which will help you lose weight, builds endurance, enhances muscle tone and it doesn’t pound your joints.

It also helps improve or prevent many age-related health problems including high blood pressure, diabetes, heart disease, arthritis, osteoporosis, dementia and even depression.

But walking is not only good for what ails you. It’s also one of the easiest and most convenient exercises you can do and is completely free. All you need is a good pair of walking shoes that fit well and a little desire. Here are some things you should know to help get you started and stay motivated. 

By Jim Miller

Dear Savvy Senior,

What are some of the best travel discounts available to seniors? My husband and are about to retire and are interested in traveling more but live on a tight budget.

Frugal Travelers

Dear Frugal,

There are literally hundreds of different travel-related discounts available to older travelers that can add up to save you hundreds of dollars on your next trip. To qualify, you’ll need to meet the age requirement, which varies by business. Some discounts may be available as soon as you turn 50, but most don’t kick in until you turn 55, 60, 62 or 65. Here’s a rundown of top travel discounts, along with some extra tips to help you save.

Dear Savvy Senior,

What exactly does Medicare cover when it comes to Alzheimer’s disease? My husband was recently diagnosed with early-stage Alzheimer’s, and we would like to find out what’s covered and what isn’t.

Planning Ahead

Dear Planning,

I’m very sorry to hear about your husband’s diagnosis, but you’ll be happy to know that most medical costs to treat beneficiaries with Alzheimer’s disease are covered by Medicare. Unfortunately, long-term custodial care costs that most patients eventually need are not. Here’s a breakdown of what Medicare does and doesn’t cover when it comes to Alzheimer’s disease, along with some tips that can help you plan ahead.

By Jim Miller

Dear Savvy Senior,

Can you recommend any businesses or services that specialize in helping seniors downsize and relocate? I need to find some help moving my mother from her four-bedroom home – where she’s lived for nearly 50 years – to an apartment near me.

Overwhelmed Daughter

Dear Overwhelmed,

The process of downsizing and moving to a new home is a big job for anyone, but it can be especially overwhelming for seniors who are moving from a long-time residence filled with decade’s worth of stuff and a lifetime of memories. Fortunately, there’s a specialized service available today that can help make your mom’s move a lot easier for her, and for you. 

By Jim Miller

Dear Savvy Senior,

My wife and I planning to travel much more frequently in retirement and are very interested in educational trips and adventures. Can you recommend any groups or firms that specialize in this type of travel geared towards retirees?

Love to Learn

Dear Love,

Educational travel, which combines travel with in-depth learning opportunities has become a very popular way of travel among retirees. Here are a few good places to turn to find these types of trips in the U.S. and abroad.

By Jim Miller

Dear Savvy Senior,

I need to find someone honest and reliable to look after my estate, health and long-term care when I’m no longer able to do it myself. I’m a 67-year-old recent widow with no children and one sibling I rarely talk to. Any suggestions?

Solo Ager

Dear Solo,

This is big concern for millions of older Americans who don’t have a spouse, children or other family they can depend on to watch out for their well-being. While there’s no one solution to this issue, here are some tips and resources that can help you plan ahead.

By Jim Miller

Dear Savvy Senior,

A while back I saw an article on different ways to scatter a person’s ashes after they’re cremated, but I’ve misplaced it. Can you help me with this? I’m preplanning my funeral and would like to include instructions on what to do with my remains that my family will appreciate.

Planning Ahead 

Dear Planning,

There’s no shortage of options when it comes to handling or disposing of your cremated remains after you’re gone. Your family can keep, bury or scatter them in a variety of imaginative ways that reflect your life and personality. Here are some different options to consider.

By Jim Miller

Dear Savvy Senior,

Because of back pain and knee arthritis I’m interested in getting a power lift recliner for my living room that’s easy for me to get into and out of. Does Medicare cover them?

Can’t Get Up

Dear Can’t,

Yes, Medicare does indeed provide some coverage for lift chairs, provided your doctor prescribes it for a medical reason, but they won’t cover the entire cost of the chair. Medicare will only pay for the motorized lifting mechanism, which is considered durable medical equipment (DME), and is covered under Part B. The other parts of the chair – the frame, cushioning, and upholstery – are not covered. Here are a few more details you should know.

By Jim Miller

Dear Savvy Senior,

Can you direct me to some really cheap wireless smartphone plans for seniors who don’t use much data? I use my smartphone primarily for texting and talking but need some data for checking my email and a few other things when I’m away from Wi-Fi. Right now, I pay $30 per month but am looking for a better deal.

Senior Scrimper

Dear Scrimper,

There are several super cheap wirelesses providers I can recommend for older smartphone users who are looking to save money by paring down their cell phone plan. Here are three of the cheapest options available that you can switch to without sacrificing the quality of your service.

By Jim Miller

Dear Savvy Senior,

My 80-year-old father has an old flip phone he carries around with him for emergency purposes, but I’ve heard that these devices will soon be phased out. Is this true? If so, how can we know if his phone will be affected, and where can I find him a simple new one that he can operate.

Searching Daughter

Dear Searching,

Yes, it’s true! If your dad’s mobile phone is more than a few years old, he will probably need to upgrade it in the very near future.

Why?

Because all of the major cell phone carriers – AT&T, Verizon and T-Mobile – are shutting down their older 3G networks in 2022 to free up airwaves for 5G and other advanced services. So, if your dad is using an old 3G phone, like millions of other older Americans, he’ll need to get a new device if he wants to make calls, text or reach 911.