By Jim Miller

Dear Savvy Senior,

My mom has Alzheimer’s disease and has gotten to the point that she can’t live at home any longer. I need to find a good memory care residential unit for her but could use some help. Any suggestions?

Exhausted Daughter

Dear Exhausted,

Choosing a good memory care residential unit for a loved one with Alzheimer’s disease is a very important decision that requires careful evaluation and some homework.

By Jim Miller

Dear Savvy Senior,

What resources can you recommend to help older job seekers? I’m 60 and have been out of work for nearly a year now and need some help.

Seeking Employment

Dear Seeking,

While the U.S. job market has improved dramatically over the past few years, challenges still persist for many older workers. To help you find employment, there are job resource centers and a wide variety of online tools specifically created for older job seekers. Here’s where you can find help.

By Jim Miller

Dear Savvy Senior,

My brother and his wife, who are ages 60 and 56, were recently diagnosed with type 2 diabetes, and prediabetes, and neither one had a clue. Could I have it too?

Concerned Sibling 

Dear Concerned,

According to the Centers for Disease Control and Prevention nearly 115 million Americans have diabetes or prediabetes today, but most of them don’t even know they have it. Here’s how to know if you’re at risk.

By Jim Miller

Dear Savvy Senior,

I have a life insurance policy that I’ve been paying on for years that I really don’t need any longer. I’ve been thinking about letting it lapse, but I’ve heard that I can actually sell it for a nice payout. What can you tell me about this?

Interested In Selling

Dear Interested,

Selling a life insurance policy, even a term life policy that you don’t want or need any longer – a transaction known as a “life settlement” – has become a popular option among retirees in recent years that could use some extra cash. Here’s how it works.